http://peakfinancial.org/ Peak Financial - Blog RSS Feed 2.0 en-us Mon, 16 Mar 2026 02:01:21 GMT Mon, 16 Mar 2026 02:01:21 GMT http://peakfinancial.org/blog/14615/Tired-of-Sky-High-Credit-Card-Payments-- blog Are high-interest rates on your credit cards straining your finances? With rates around 20% or more, you could be losing hundreds of dollars every month. Refinancing your home and consolidating your debt could help you save- giving you more financial freedom Contact us today for a FREE, no-obligation debt evaluation. Let's explore if refinancing is the right solution for you. Peak Financial, LLC 303-962-4840   Mon, 10 Feb 2025 06:00:00 GMT http://peakfinancial.org/blog/14615/Tired-of-Sky-High-Credit-Card-Payments-- http://peakfinancial.org/blog/13690/Metro-Denver-Firework-Shows- blog                                      Looking for FIREWORKS for the week of the 4th?  Tuesday, July 2nd Glendale Held at Infinity Park. The evening kicks off with a screening of the movie "Independence Day" at 7 p.m. Gates open at 6:30 p.m., so be sure to arrive early to secure your spot in the stands or on the grass. Fans will be able to see the show from inside the stadium and on the Infinity Park turf, but please note that stadium seating will be limited as the capacity will be 4,000 for this event.  Feel free to bring your own food and beverages (no glass containers and no cookstoves or grills, please!). NOTE: There are no designated parking areas for this event and several lots around Glendale may be closed. Wednesday, July 3rd Brighton  Stars & Stripes Independence Day Celebration 4 p.m. to 10 p.m. Food and beverage vendors open at 4 p.m. ive entertainment with country singer Thomas Mac starts at 6 p.m.  Fireworks set to music at 9:30 p.m. Riverdale Regional Park (Adams County Fairgrounds),9755 Henderson Rd. Denver   Indy Eve at Civic Center Park Denver's Civic Center Park (Broadway & Colfax), 5 p.m. to 10 p.m. Music features Colorado Symphony Brass & Percussion Ensemble and live DJs from Youth on Record. Night Market with food, local artisans and family-friendly activities. Light shows every 15-minutes projected onto buildings. Denver's biggest ever drone show with 300 drones over Lincoln Veterans Memorial Park. Civic Center is easily accessible by free light rail, bus, bicycle or 16th Street MallRide so use public transportation. Lakewood Big Belmar Bash Community celebration from 5 p.m. to 10 p.m. in Belmar – Downtown Lakewood (along S. Teller St. and in Belmar Plaza). Music, kid's activities, huge Vendor Village and food trucks. Stage is at the south end of S. Teller St. at W. Virginia Ave. Event is held rain or shine. Drone light show starts at about 9:15 p.m. rain or shine. The show (longer than in the past) features a fleet of 300+ drones equipped with state-of-the-art LED lights. The drones perform intricate maneuvers as they illuminate the sky with a variety of colors and effects. MIX 100 will be providing the soundtrack for the drone light show. The radio station will broadcast from the band stage on S. Teller St. Tune into 100.3 FM to listen along or stream live from your phone. Littleton Littleton Red, White & You 5 p.m. to 10 p.m. at Clement Park. Food vendors, beer & wine gardens, Kids Zone, community booths, bounces houses (fee), FREE concert at the Amphitheater featuring That Eighties Band at 7 p.m. Fireworks at 9:30 p.m. Bring a chair or blanket, sunscreen and a flashlight to use post-event. Event runs rain or shine. No pets allowed. Limited parking. Go here for parking options. 7306 W. Bowles Ave., 303-409-2100. Thursday July, 4th  Arvada Arvada Fireworks Display Arvada's Independence Day Celebration returns to its roots, focusing on the core of the holiday — fireworks! Gates at the Stengler Sports Complex open to vehicles at 6:30 p.m. Food trucks onsite from 5:30 p.m. to 9 p.m. Fireworks start at 9 p.m. No personal fireworks, alcohol, drones, RVs, charcoal grills (propane is okay) or pets allowed. Parking is free, first-come, first-served. The park is at 58th Ave. and Oak St. Aurora Aurora 4th of July Spectacular Held on the Aurora Municipal Center's Great Lawn. Starts at 6 p.m. Food trucks, musical performances and fun activities. Musical performances: 6:30 to 7:30 p.m. — Quemando Salsa Orquesta, 7:30 to 8 p.m. — Games Wizard, 8 to 9:30 p.m. — Syndicate. Fireworks launch at 9:30 p.m. and last about 30 minutes. Free onsite parking will be available on a first come, first served basis. Event parking will be available on the east side parking lot in front of the Aurora Municipal Center building, on the west side parking lot in front of the Aurora courthouse building and in the lower south parking lot in front of the Great Lawn. The parking garage will not be available during the event. There will be signage on-site to guide you on the appropriate spaces to park. Don't want to drive? Take the Aurora R-Line! Get dropped off at the Aurora Metro Station and take a short walk up to the event site. 15151 E. Alameda Pkwy. Brighton Brighton Fourth of July Carmichael Park is the site of festivities from 4 p.m. to 10 p.m. Live entertainment includes food trucks, bubble tower, music from a DJ starting at 5 p.m. and headliner performance starting at 7 p.m. Fireworks at end of concert.  Bring blankets, lawn chairs, bug spray, sunscreen and water. The Park is just behind City Hall at 500 S. 4th Ave.   Broomfield  Broomfield Great American Picnic Beginning at 5 p.m. in Broomfield County Commons Park with children's carnival ($15 unlimited play on inflatables), NurfTurf (3 games for $10 or unlimited for $15), face painting, balloon twisting and concessions. Two Beer Gardens. Bring your ID (21+) and enjoy a brew (cash only). Bike parade (open to all ages) at 5:45 p.m. 17th Avenue Allstars perform at 6 p.m. At 7:15 p.m. concert by Thumpin'. Fireworks set off at 9:15 p.m. Limited parking available at the Broomfield County Commons. Additional parking will be located at Legacy High School with shuttles provided from 5 p.m. to 11 p.m. 13200 Sheridan Blvd. Castle Rock Castle Rock Fireworks Starting at sundown (about 9:30 p.m.), a high-flying, 15-minute fireworks show will shoot off from the former Acme Brick facility on Prairie Hawk Dr. To signal the start of the show there will be a three-shot salute. Best places to view the show: Downtown Castle Rock, Metzler Ranch Community Park, Miller Activity Complex, areas of the Red Hawk neighborhood and Rock Park. Please be sourteous when parking in neighborhoods. Rain date is Friday, July 5. If the town is under Stage 2 fire restrictions, the fireworks show will be canceled. Commerce City Commerce City 4thFest The annual FREE 4thFest takes place at Dick's Sporting Goods Park officially starting at 5 p.m. (stadium gates open at 6 p.m.) and is open to all. Pre-match family festival will include a DJ, a bounce house, soccer darts, a rock-climbing wall, a quad trampoline, an alpine tubing slide, a mechanical bull, a trackless train, pedal carts and more. In addition to 4thFest, Rapids Block Party is on the south side of the stadium with a live DJ, drinks, food trucks and an LED wall that will stream the Rapids' game (and other MLS matchups) live. Party is also FREE and open to all. Local fans who live within the vicinity of the stadium can bike to 4th Fest and park their bikes, scooters and strollers at the Rapids' Park Everything Lot, which is located on the east side of the stadium between Gates B and C. Colorado Rapids vs. Sporting Kansas City at 7:30 p.m. (Stadium gates open at 6 p.m.) Soccer match tickets available here. Following the game, fans in attendance may sit directly on the field and view the Fireworks Celebration. All fans unable to attend the game but interested in viewing the fireworks can park in the lots surrounding the stadium starting at 7 p.m. Due to limited parking, the RTD bus and rail system is encouraged. Route 62 bus stop is at the stadium's front door. Denver Central Park Pancake Breakfast & Parade Start with a pancake breakfast at 9 a.m. at the South Green (29th & Roslyn). Breakfast will be on the stage. This is followed by an old-fashioned parade with bikes, trikes, wagons and scooters beginning at 10:30 a.m. Highland 4th of July Parade 9:30 a.m. to 11:30 a.m. Bring your favorite, non-motorized ride and meet at W. 32nd Avenue and Clay at the Museum of Contemporary Art at the Holiday Theater for a bike decorating party. MCA will provide some decorations. At 10:20 a.m., parade marches down W. 32nd Avenue to Hirshorn Park, where a fire truck will show up for a refreshing water spray. Little Man Ice Cream after party festivities. Historic Montclair 4th of July Celebration 10:30 a.m. to 2 p.m. Held at Montclair Park (12th & Newport) includes bike parade, family games, a Dixieland Band, and a fire truck hosing down the kids (if firefighters aren't on a call). Food (lunch) costs $7/adults and $5/child for those who are not HMCAI members. Park Hill 4th of July Parade The northeast Denver tradition starts at 1:30 p.m. and runs on 23rd Ave. from Dexter St. to Krameria St. Includes 50+ floats, bicycles, costumed characters, classic cars, a marching band and more.The parade ends about 3 p.m. at the Kearney Street Fair on the 2200 block of Kearney with food, live music, kids' activities and more. Colorado Rockies Post-Game Fireworks The Rockies play the Milwaukee Brewers at Coors Field at 6:10 p.m., followed by a huge fireworks display. Ticket prices vary based on seat location. Washington Park 4th of July 11 a.m. to 1 p.m. at the Wash Park Smith Lake Boathouse. Event includes live music, a balloon artist, a magician and professional face painters. A children's parade with bikes, trikes and strollers at noon, followed by free ice cream for everyone. Englewood  Englewood 4th of July Fireworks In partnership with Littleton and Sheridan. Starts at 5 p.m. at Belleview & Cornerstone Parks. Enjoy music, local business vendors and food trucks. Or bring a picnic dinner. Fireworks start at 9:15 p.m. Both parks — Belleview and Cornerstone — are located near the intersection of W. Belleview and S. Windermere. Highlands Ranch Highlands Ranch July 4th Fireworks A spectacular display of fireworks at Highland Heritage Regional Park. Bring your blanket, and beverage, and hang out to enjoy the fireworks. Food trucks to be announced. Bike, walk, and ride-share whenever possible, as no shuttles will be provided to the park. Fireworks begin around 9:30 p.m. 9651 S. Quebec. St. Littleton   Littleton 4th of July Fireworks In partnership with Englewood and Sheridan. Starts at 5 p.m. at Belleview & Cornerstone Parks. Enjoy music, local business vendors and food trucks. Or bring a picnic dinner. Fireworks start at 9:15 p.m. Both parks — Belleview and Cornerstone — are located near the intersection of W. Belleview and S. Windermere. Lone Tree Independence Day Celebration Festivities start at 9 a.m. with the 4th of July Family Fun Ride & Stroll, which makes its way one-mile down the Willow Creek Trail. From 10 a.m. to 1 p.m. check out the Family Fun Park (reservations required) filled with inflatables, interactive activities, live entertainment, and food trucks. Evening party at Prairie Sky Park open to all starting around 6 p.m. Live music by Ryan Cowell (7 p.m.) and PG.6IX (8 p.m.). Bring your blankets, camping chairs, coolers and outdoor games. Check website for parking and shuttle details. Fireworks at 9:30 p.m.  Northglenn Northglenn 4th of July Celebration Noon to 10 p.m. at E.B. Rains Jr. Memorial Park. Event includes car show, bounce houses, pedal boats, Duck Derby, food vendors, beer garden, live music by Brass Attack (2:30 p.m.) and Conjunto Colores (4:30 p.m.), military recognition, concert by Hot Lunch at 7:30 p.m. Fireworks display starts between 9 p.m. and 9:30 p.m. Bring picnic baskets and blankets or purchase food and drink from vendors. Propane grills allowed. Charcoal grilled are not. Parking is available at the Wagon Road Park N Ride at 120th Avenue and Huron Street. Then, use the walkway under Interstate 25. Near the park, parking is designated for handicapped, staff or vendors working the event. E.B. Rains Jr. Memorial Park is at 11800 Community Center Dr. Parker Parker Fireworks Show The Town of Parker will hold a remote-only (no close seating) fireworks display that can be viewed throughout the community. The fireworks will launch at 9:30 p.m. from Salisbury North (weather permitting) and run about 18 minutes. Salisbury Park will be open to the public that day, but there will be no additional services or activities. Limited parking will be available on a first-come, first-served basis. The only parking will be the park's paved parking lot (300 spots). The larger grass lots used in the past will not be available for parking. Sheridan Sheridan 4th of July Fireworks In partnership with Littleton and Englewood. Starts at 5 p.m. at Belleview & Cornerstone Parks. Enjoy music, local business vendors and food trucks. Or bring a picnic dinner. Fireworks start at 9:15 p.m. Both parks — Belleview and Cornerstone — are located near the intersection of W. Belleview and S. Windermere. Thornton 4th of July in Thornton Party starts at noon at Carpenter Park Fields. Food vendors, beer garden and yes, parachutists floating down onto the field. Live entertainment throughout. Performers include: Delta Sonic, Phat Daddy, HomeSlice, Thonrton Community Band, Paizley Park Band and Kory Brunson. Fireworks show at 9:30 p.m. No RVs allowed. Carpooling strongly suggested. The park is at 11000 Colorado Blvd. (108th Ave., & Colorado Blvd.) Westminster  Westminster 4th of July Celebration Festivities from 4 p.m. to 10 p.m. at Westminster City Park with activities, food and beer vendors. Live music from Kentucky Straight starts at 4 p.m., and That Eighties Band starts at 7 p.m. Fireworks at 9:15 p.m. There will be a FREE shuttle bus from many locations in Westminster. Friday July,5th Denver Colorado Rockies Post-Game Fireworks The Rockies play the Kansas City Royals at Coors Field at 6:10 p.m., followed by a huge fireworks display. Ticket prices vary based on seat location. Elitch Gardens The park will light up the Downtown Denver skyline with a fireworks extravaganza around 9 p.m. Saturday July, 6th  Denver  Four Mile Historic Park's Independence Day Celebration From 10 a.m. to 4 p.m. Games, activities (pig racing!), crafts, demonstrations by blacksmiths and other living history re-enactors, food trucks and live music by Denver Concert Band. Tickets are $10/adults, $9 seniors/military with ID, $8/youth (3-17) free/2 and under. Free for FMHP members. Buy tickets here. 715 S. Forest St., Denver; 720-865-0800.   Mon, 24 Jun 2024 06:00:00 GMT http://peakfinancial.org/blog/13690/Metro-Denver-Firework-Shows- http://peakfinancial.org/blog/13679/Did-you-know-Denver-has-FREE-outdoor-movies-- blog                                    DENVER OUTDOOR MOVIE SERIES AT CENTRAL PARK   Grab your blankets, coolers, your friends and neighbors! The Outdoor Movie Series kicks off in June of each summer to offer the community an outdoor experience on the South Green (29th Ave & Roslyn St). You are welcome to bring lawn chairs and blankets, but we do ask that lawn chairs and other objects do not obstruct the view of others. Showtimes generally begin at dusk and are held on Fridays throughout the season.        Each Movie on the South Green will feature a concessions stand to benefit a local nonprofit organization. The concessions stand will sell freshly popped popcorn, candy, sodas and bottled water.  Food trucks are often parked at these events, providing local goodies and food items. 2024 Movie Dates: June 7th- The Super Mario Bros. Movie June 21st- The Color Purple (2023 Film) July 5th- Barbie July 19th- Elemental                            WE HOPE YOU ARE ENJOYING YOUR SUMMER         HELPING BORROWERS WITH THEIR HOME LENDING NEEDS SINCE 2006        PEAK FINANCIAL, LLC 1780 S. BELLAIRE ST STE 780 DENVER, CO 80222                  303-962-4840/ 1-866-908-7935 WWW.PEAKFINANCIAL.ORG                               CONVENTIONAL FHA VA HECM/REVERSE   Tue, 18 Jun 2024 06:00:00 GMT http://peakfinancial.org/blog/13679/Did-you-know-Denver-has-FREE-outdoor-movies-- http://peakfinancial.org/blog/13625/Feeling-the-Pinch-from-Rising-Costs--A-Reverse-Mortgage-Could-Be-Your-Solution blog 2024 has brought unexpected financial challenges for many Coloradans. A sharp increase in property tax bills and homeowner's insurance premiums is forcing many homeowners to drastically cut their budget, often by thousands of dollars.  In 2023, county assessor offices across Colorado reassessed property, leading to a median increase of at least 30% in most counties, and over 50% in some. While Colorado state lawmakers responded with Senate Bill 24-233 to slightly reduce the property tax rate, the relief was minor. Homeowners saw only a few hundred dollars in savings, while their overall tax bills soared by thousands. Adding to this financial strain, the average Colorado insurance premium has spiked by 30% to 50%. Insurance companies are passing on the costs of increased labor and materials, excessive hail damage, and recent wildfires to homeowners.  For those on fixed incomes, these rising costs can be overwhelming. But there's hope for homeowners aged 62 and older. You can offset these higher costs by tapping into your home's equity with a Reverse Mortgage or Home Equity Conversion Mortgage (HECM). As of April 2024, the median sale price for a home in Denver is $620,000, according to Redfin. This increased equity can be converted to cash for your needs, allowing you to maintain your lifestyle without the stress of budget cuts. At Peak Financial, we've been helping Coloradans find financial peace for almost twenty years. Let us help you explore your options. Contact us today to see how a Reverse Mortgage can benefit you.  Tim McWhite NMLS 132529 1780 S Bellaire St, Ste 780 Denver CO 80222 303-962-4840 / tim@peakfinancial.org  *For cost information and conditions contact Peak Financial NMLS 107360   Thu, 30 May 2024 06:00:00 GMT http://peakfinancial.org/blog/13625/Feeling-the-Pinch-from-Rising-Costs--A-Reverse-Mortgage-Could-Be-Your-Solution http://peakfinancial.org/blog/12812/Are-you-prepared-for-an-increase-in-your-homeowner-s-insurance-- blog According to Jean Eaglesham's article with the Wall Street Journal many homeowners are seeing a major increase in both their Auto & Home Insurance. While shopping around for a competitive rate is always a great way to ensure the best insurance for your family, the unfortunate reality is that many insurance companies have lost money over the past few years and are now looking to recoup those costs.  If you are 62 years and older, on a fixed income and own your home, a Reverse Mortgage may be a great option to offset these additional costs. Contact us to discuss options.   Wed, 24 Jan 2024 06:00:00 GMT http://peakfinancial.org/blog/12812/Are-you-prepared-for-an-increase-in-your-homeowner-s-insurance-- http://peakfinancial.org/blog/11773/Denver-area-assessors-worn-of-major-spike-in-property-taxes blog Denver-area assessors warn of major spike in property taxes as Colorado legislature rushes to provide relief (coloradosun.com)    Fri, 28 Apr 2023 06:00:00 GMT http://peakfinancial.org/blog/11773/Denver-area-assessors-worn-of-major-spike-in-property-taxes http://peakfinancial.org/blog/11296/Is-a-Reverse-Mortgage-a-good-option-for-my-parents- blog Many middle-aged adults are asking the same question when it comes to their parents. Real estate value has increased dramatically in most locations over the last ten years, and seniors are now living in very expensive homes. With these expensive homes comes higher property taxes, energy bills, HOAs, etc. The cost of everyday items has also increased; eggs, gas, milk, and insurance to name a few. These higher costs have placed an additional burden on many seniors' already tight fixed budget. A Reverse Mortgage or HECM (Home Equity Conversion Mortgage) allows seniors (62 and older) the ability to access the equity in their home to be used as income. There are different types of Reverse Mortgages and each person's situation is different, but if your parent(s) are struggling with their budget, a Reverse Mortgage might be a good fit. A recent client was short $282 on her monthly budget and she needed two new teeth. She already had cut back on all leisure expenses and was only eating once a day. I met with her and her son in her home and explained the benefits and drawbacks of these types of mortgages. They ended up going with a HECM that allows her access to money as she needs it versus taking it all in one lump sum. She has since replaced her two teeth and is back to eating three times a day.  Peak Financial specializes in Reverse Mortgages or HECMs. If your parent(s) are having to make cuts to their budget/lifestyle, a Reverse Mortgage may be a good way to supplement their income. Thu, 12 Jan 2023 06:00:00 GMT http://peakfinancial.org/blog/11296/Is-a-Reverse-Mortgage-a-good-option-for-my-parents-