FHA Loan

The Housing Market can be intimidating especially for a first-time home buyer. Home prices are among the highest in the country. While the housing market has cooled off a little, first-time home buyers can sometimes feel priced out.

That’s where an FHA loan comes into play. An FHA loan is designed for first-time home buyers who are ready to purchase their first home in Colorado, Wyoming, or Kansas, but don’t have a large down payment. An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA).

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Do you qualify for an FHA Loan?

An FHA loan only requires 3.5% down so you can borrow up to 96.5% of the value of a home. The minimum FICO credit score of 580 is required for an FHA loan. Your down payment on an FHA loan can be a financial gift from family, a savings account, or you can apply for a down-payment assistance.

If you aren’t sure whether or not you qualify, please give us a call. We have helped thousands of people buy their first home in Denver some of which never thought they’d even qualify. We go above and beyond what most mortgage lenders do to get you qualified for an FHA loan.

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