HOME LOANS OPTIONS TO FIT INDIVIDUAL NEEDS IN DENVER, CO
 

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Reverse Mortgage

For homeowners 62 and older, a Reverse Mortgage provides financial flexibility by turning home equity into usable cash.

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Construction Loan

A Construction Loan lets you build your dream home with as little as 5% down. If you already own land, you can use its equity to complete the project through a refinance. 

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FHA LOAN

Requires just a 3.5% down payment and offers flexible credit requirements, making homeownership more accessible.

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CONVENTIONAL LOAN

Ideal for both purchasing and refinancing, a Conventional Loan offers flexible term lengths, including 30-year, 20-year, or 10-year options.

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VA LOAN

Available to U.S. Veterans, Service Members, and unremarried spouses, the VA Loan requires zero down payment for home purchases and allows refinancing up to 100% of your home’s value.

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HOME EQUITY LOAN

A Home Equity Loan (also known as a HELOC) is a second mortgage that allows homeowners to borrow against the equity in their property. 

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USDA LOAN

A USDA Home Loan, also known as the USDA Rural Development Loan, is a mortgage offered by the United States Department of Agriculture to help rural property owners. This loan requires no down payment, making homeownership more accessible.

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CANNABIS INDUSTRY LOAN

In Colorado, the cannabis/marijuana industry is a legitimate career path. If you've been denied a home loan or refinancing due to your employment in this sector, Peak Financial can help. 

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