VA Loan – Supporting Those Who Serve

Thank you for your service!

A VA Loan is a mortgage issued by a private lender and backed by the U.S. Department of Veterans Affairs.

Designed to help veterans, surviving spouses, and service members purchase a home in Colorado, Wyoming, or Kansas, this loan offers great benefits for those who have served our country. If you need help qualifying for a VA loan in Colorado, Wyoming, Montana, or Kansas, or have questions about your eligibility, contact the team at Peak Financial today!

Do you qualify for a VA Loan?

The VA sets the qualifying standards and terms for VA loans, with the major benefit being that no down payment is required unless specified by the lender.

To qualify, you must meet one of these criteria:

90 consecutive days of service during wartime
181 days of active service during peacetime
6 years of service in the National Guard or Reserves

Spouses of deceased service members who died in the line of duty or from a service-related disability also qualify.
Additional benefits include:

Closing costs can be covered by the seller or are limited
No private mortgage insurance (PMI) requirement
VA assistance to avoid default
States may offer extra benefits like property tax reductions

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